Privacy Policy
This privacy policy sets out how Wealth Infoline Financial Services Pvt. Ltd. (WIFSPL) uses and protects any information that you share when you use this application. WIFSPL is committed to ensuring that your privacy is always protected.
Should we ask you to provide certain information by which you can be identified when using this application, you can be assured that it will only be used in accordance with this privacy statement.
WIFSPL may change this policy from time to time by updating this page. This policy is effective from September 1, 2025.
What We Collect
We may collect the following information:
- Name, residential/correspondence address, telephone number, date of birth, marital status, email address, mobile number, and other contact information
- Other personal information including bank account number, Aadhaar number (redacted), and Permanent Account Number (PAN)
- Demographic information such as gender, income, occupation, father’s and mother’s name, and nominee details
- KYC-related information through videos, selfies, etc.
- Uploaded images of cheque leaf, signature, identity proof, address proof, income proof, photograph, etc.
- Recorded interactions via email, chatbot, online chat, WhatsApp, surveys, and social media platforms
- Other non-personal information that helps us improve our services
- Device-related information such as browser, operating system, IP address, device manufacturer, location, and unique device identifiers
- Information collected via cookies, pixel tags, or similar electronic tools
- Information retrieved from third-party sources such as CDSL KRA, Central KYC Registry (CKYC), NDML, DigiLocker, Credit Bureau, etc.
- Biometric-related tokens from mobile devices and tablets
What We Do With the Information We Gather
- Conduct Know-Your-Customer (KYC) registration as required by SEBI and other regulatory bodies
- Facilitate various investment services provided by us
- Share information as required with SEBI, NSE, BSE, Depositories, AMCs, RTAs, Banks, Payment Aggregators, and KRAs solely for processing transactions
- Share information with NBFC partners for fixed deposit investments (as applicable)
- Perform periodic compliance checks and maintain internal records
- Customize content on our platform
- Improve our products and services
- Provide relevant product and service offers via email, SMS, push notifications, and WhatsApp
- Deliver transactional alerts and customer communications
- Send emails regarding investments or information that may be of interest (with unsubscribe option)
- Handle customer enquiries, complaints, and troubleshooting
- Conduct market research and seek feedback
- Simplify login processes using biometrics
- We do not sell, distribute, or lease your personal information to third parties unless required by law or product terms
Aadhaar User Consent Policy
Providing Aadhaar details is voluntary and required only for online account opening and digital signing of documents. Aadhaar may also be used as an address proof.
WIFSPL does not store the complete Aadhaar number. Any Aadhaar copy shared is redacted before storage. During account opening via DigiLocker or NSDL, WIFSPL receives only limited information such as last 4 digits of Aadhaar, name, date of birth, gender, address, photo, or digitally signed document.
Security
We are committed to ensuring that your information is secure. Suitable physical, electronic, and managerial procedures are in place to safeguard and secure the information collected online.
How We Use Cookies
Cookies help analyze web traffic and improve our application. They do not give us access to your device or personal information beyond what you choose to share. You can accept or decline cookies through your browser or application settings.
How We Use Biometrics
We do not store biometric information. Biometric data remains on your device. We only store a token linked to the biometric data to simplify login, and validation occurs solely on your device.
Links to Other Websites
Our application may contain links to third-party websites. We are not responsible for the privacy practices of such websites, and users should review their respective privacy policies.
Controlling Your Personal Information
If you believe any information held by us is incorrect or incomplete, please email us at support@wealthinfoline.com. We will promptly correct it.
Grievance Redressal
For queries or grievances related to this Privacy Policy, contact our Grievance Officer, Ms. Vanashree Shetty, at vanashree@wealthinfoline.in.
Changes to This Policy
We may update this Privacy Policy from time to time without prior notice. Users are advised to review this page periodically to stay informed of any changes.
